, and I'm dilegently reading through the advice given. So far, so good.(Okay, so I'm spending money on a book to get out of debt, how ironic is that? But, it's a very worthy $10 investment that's already paying off.)
One of the exercises encourages you to write down every single debt you have. While I already maintain a debt list, this is a little more detailed and whew... that was a scary process... but it did give me a better handle on the big picture and gave me a good list to start tracking and chipping away at.
On to the next steps!
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